CN100437671C - Long-distance authorizing system and method - Google Patents

Abstract

The present invention provides an allochthonous authoritative system. The present invention comprises a plurality of teller terminals, at least one authorization main terminal and a service server, wherein the teller terminals are used for executing service treatment and sending a service authorization request message to at least one authorization main terminal through the service server, the authorization main terminal is used for receiving a service authorization request forwarded by the service server, carrying out authorization treatment on the service authorization request and forming an authorization result message, and the service server is used for receiving the service authorization request message sent by each teller terminal, forwarding the service authorization request messages to the authorization main terminal, receiving the authorization result message sent by at least one authorization main terminal and forwarding the authorization result message sent by at least one authorization main terminal to the teller terminals which send the authorization request messages.

Description

Remote authorization system and method

technical field

The present invention relates to a remote authorization system and method, in particular to a remote authorization system and method in which business managers use a network to authorize business content in a synchronous authorization mode or an asynchronous authorization mode.

Background technique

Traditionally, in a financial institution such as a bank, when dealing with relatively important businesses, the business supervisor needs to authorize the business content processed by the teller terminal.

Fig. 1 shows the counter business computer system of the banking system commonly used at present. The current counter business computer system is mainly composed of a business server 1 , a network 2 and a teller terminal 3 . Wherein the service server 1 establishes connections with multiple teller terminals 3 through the network 2 . For general business, the teller can directly communicate with the customer, and use the teller terminal 3 to process the business, and transmit the processing result to the business server 1 through the network 2, and store it in the business server 1. However, for specific business or important business, business supervisors of banks and other institutions need to authorize business content and processing results.

In the prior art, business authorization operations are usually performed in a local authorization mode, that is, after the front desk business operator initiates an authorization application to the business server 1 through the network at the teller terminal 3, the business server 1 temporarily interrupts the business processing flow. At this time, the business supervisor (authorizer) walks to the teller terminal 3 that sends the authorization request, swipes the card and enters the authentication password to authorize the business of the front desk operator, that is, the teller. After the authorization is completed, the front desk operator completes the business processing on the teller terminal 3 .

For this existing authorization method, the authorization request and the actual authorization action all take place in the same teller terminal 3, so the operator needs to wait for the business supervisor to walk to the teller terminal 3 that issued the authorization application to complete the authorization. After the authorization is completed, business processing can continue, and its efficiency is low. At the same time, since the business supervisor swipes the card and enters the authentication password on the teller terminal 3 of the front desk business operator, during the process, the operator can see the entered password, which may cause the password to be leaked, posing management risks. In addition, due to the use of local authorization, its authorization actions can only be concentrated in the same business branch, that is, authorization requests in a business branch can only be processed by the business supervisor of the organization, thus limiting more complex business The development of authorization is not conducive to the timely processing and expansion of business.

Contents of the invention

In view of the above problems, the present invention is made. The purpose of the present invention is to provide a remote business authorization system and method, which can enable the business supervisor to perform authorization operations locally or remotely through terminal equipment, and can perform authorization operations in synchronous mode or asynchronous mode .

According to one aspect of the present invention, a remote authorization system is provided, including: a plurality of teller terminals, used to perform business processing, and send a service authorization request message to at least one authorized supervisor terminal through a business server; at least one authorized supervisor terminal, used to In order to receive the service authorization request forwarded by the service server, perform authorization processing on the service authorization request and form an authorization result message; the service server is used to receive the service authorization request message sent by each of the multiple teller terminals, and send the authorized supervisor terminal Forwarding the service authorization request message, and receiving the authorization result message sent by the at least one authorized supervisor terminal, and forwarding the authorization result message sent by the at least one authorized supervisor terminal to the teller terminal that issued the authorization request message, wherein the The business server includes: a logic master control device, which is used to perform business processing on the authorization request message from the teller terminal, and schedule business processing in each device in the business server, and control the operation of each device; The authorization request message of the terminal and the authorization result message from the authorized supervisor terminal are analyzed; the message storage device is used to store the authorization request message sent by the teller terminal to the service server, and the authorization result message sent to the service server by the authorized supervisor terminal; post message The query device is used for storing the position authority information of each teller terminal included in the remote authorization system, and the corresponding relationship between the teller and the corresponding terminal.

According to another aspect of the present invention, a service server is provided, including: a logic master control device, which is used to perform service processing on the authorization request message from the teller terminal, and schedule business processing in each device in the service server, and control each The operation of the device; the message processing device is used to analyze the authorization request message from the teller terminal and the authorization result message from the authorized supervisor terminal; the message storage device is used to store the authorization request message sent by the teller terminal to the service server, and the authorized The authorization result message sent by the supervisor terminal to the business server; the position information query device is used to store the position authority information of each teller terminal included in the remote authorization system, and the corresponding relationship between the teller and the corresponding terminal.

According to another aspect of the present invention, a teller terminal is provided, including: a logic master control device, configured to process input from a service server or from a user, and control the coordinated operation of various devices included in the teller terminal; a screen control device, It is used to control the business processing screen displayed when the teller terminal performs business processing; the screen data generation/parsing device is used to package the business screen displayed on the teller terminal and input data to generate business processing screen data, so as to transmit it to the business server, and Analyze the picture data packet of the authorization result picture sent by the business server, and drive the picture control device to draw the business picture processed by the authorized supervisor terminal; the message processing device is used to analyze the message data, and send the authorization request according to the predetermined format of the message; the identity The authentication device is used for accepting the identity verification password input by the user.

According to another aspect of the present invention, there is provided an authorized supervisor terminal, including: a logic main control device, used to process input from a business server or from a user, and control the coordinated operation of various devices included in the teller terminal; a screen control device , used to control the business processing screen displayed when the teller terminal performs business processing; the screen data generation/parsing device is used to package the business screen displayed on the teller terminal and input data to generate business processing screen data, so as to transmit to the business server, and analyzing the picture data packet of the authorization result picture sent by the business server, and driving the picture control device to draw the business picture processed by the authorized supervisor terminal; the message processing device is used to analyze the message data, and send the authorization request according to the predetermined format of the message; The identity authentication device is used for accepting the identity authentication password input by the user.

According to still another aspect of the present invention, a remote authorization method is provided, comprising steps: the teller terminal executes business processing, and sends a service authorization request message to at least one authorized supervisor terminal through the business server; after the teller terminal sends the authorization request message, lock the The screen displayed on the teller terminal, and the steps of waiting for the authorized supervisor terminal to return the authorization result message; the service server receives the service authorization request message sent by the teller terminal, and forwards the service authorization request message to the authorized supervisor terminal; the authorized supervisor terminal receives the business server forwarded message. Authorize the business authorization request, perform authorization processing on the business authorization request, form an authorization result message, and send it to the business server; the business server determines to forward the authorization request according to the routing information contained in the authorization request message sent by the teller terminal The destination authorizes the supervisory terminal; the business server receives the authorization result message sent by the authorized supervisory terminal, and forwards the authorization result message to the teller terminal that sends the authorization request message.

According to still another aspect of the present invention, a remote authorization method is provided, comprising steps: the teller terminal executes business processing, and sends a service authorization request message to at least one authorization supervisor terminal through the business server; after the teller terminal sends the authorization request message, exit The steps of the processing process performed; the service server receives the service authorization request message sent by the teller terminal, and forwards the service authorization request message to the authorized supervisor terminal; the authorized supervisor terminal receives the service authorization request forwarded by the service server, and forwards the service authorization request message Perform authorization processing, form an authorization result message, and send it to the business server; the business server determines the destination authorization supervisor terminal to forward the authorization request to according to the routing information contained in the authorization request message sent by the teller terminal; the business server receives the authorization An authorization result message sent by the terminal in charge, and the authorization result message is forwarded to the teller terminal that sent the authorization request message.

According to the remote business authorization system of the present invention, the efficiency, security and management problems existing in the existing business authorization methods and devices are overcome, and the authorization request and authorization processing are separated by using the computer network, which solves the security risk in the authorization process and enables The efficiency of business authorization is greatly improved, and a more flexible and convenient means of business authorization is provided, making centralized authorization of business possible.

The present invention provides a new centralized authorization method and corresponding devices for counter business computer systems of business institutions such as banks that need to perform business authorization operations, and each device that realizes this function is distributed in a new architecture on the business server and the teller terminal of the counter business computer system.

Description of drawings

The above-mentioned and other purposes, features and advantages of the present invention will be made clearer by illustrating preferred embodiments of the present invention in conjunction with the accompanying drawings below, wherein:

Fig. 1 is a schematic diagram representing the network architecture of an existing business computer system;

FIG. 2 is a schematic diagram of a network architecture of a remote authorization system according to an embodiment of the present invention;

Fig. 3 is a structural block diagram of a service server in a remote authorization system according to an embodiment of the present invention;

4 is a structural block diagram of a teller terminal in a remote authorization system according to an embodiment of the present invention;

FIG. 5 is a flowchart of a method for performing synchronization authorization according to an embodiment of the present invention; and

FIG. 6 is a flowchart of a method for performing asynchronous authorization according to an embodiment of the present invention.

Detailed ways

Embodiments of the present invention will be described in detail below with reference to the accompanying drawings, and unnecessary details and functions for the present invention will be omitted during the description to prevent confusion in the understanding of the present invention.

The embodiments of the remote authorization system of the present invention will be described in detail below with reference to the accompanying drawings.

Fig. 2 is a schematic diagram of a network architecture of a remote authorization system according to an embodiment of the present invention. The remote authorization system of this embodiment includes a service server 10 , a network 11 , a teller terminal 12 and an authorization supervisor terminal 13 . The remote network authorization device is configured in the service server 10, the teller computer 12, and the authorized supervisor terminal 13 as shown in FIG. 2 .

As shown in FIG. 2 , the business server 10 , the teller terminal 12 , and the authorized supervisor terminal 13 are connected through a network 10 . In this embodiment, the network 10 is a local area network. However, the present invention is not limited thereto, and a wide area network, a metropolitan area network, and other networks capable of data transmission may also be used. The service server 10 stores the identity ID and post authority information of each terminal to identify whether each terminal is a teller terminal or an authorized supervisor terminal. When the terminal is turned on and connected to the service server 10, the service server 11 first checks the ID of the connected terminal, and confirms whether it is a teller terminal or an authorized supervisor terminal according to the stored position authority information.

In order to support the network authorization function, the service server 10, the teller terminal 12, and the authorized supervisor terminal 13 need corresponding devices to realize the authorization function of the present invention.

Fig. 3 is a structural block diagram of a service server in a remote authorization system according to an embodiment of the present invention. As shown in FIG. 3 , the service server 10 includes a logic master control device 100 , a message processing device 101 , a lower layer communication device 104 , and a storage device 105 . The storage device 105 includes a message storage device 102, a position message query device 103, and a cache device (not shown).

Next, operations in the service server 10 are described. The logic master control device 100 executes service processing, schedules service processing in each device in the service server, and controls the logical processing flow of the operation of each device. The message processing device 101 analyzes the authorization request message and the authorization result message from the teller terminal 12 . In the present invention, the message mechanism is an information transmission mode, and the message is encapsulated into a data packet in a fixed format and transmitted in the system. Each data packet contains two parts of information, one part is routing information, including routing information such as which teller terminal (source) the message comes from and which teller terminal (destination teller terminal) the message should be sent to. The other part is the message data segment, which is the information to be conveyed by the message. The routing information of the authorization request message indicates the source of the message, that is, the teller terminal 12 that initiates the authorization application, and the destination to which the message is sent, that is, the authorized supervisor terminal 13 that accepts the authorization request.

The data segment of the authorization request message mainly stores the processed business screen information, that is, the screen content displayed on the monitor of the terminal when the teller terminal performs business processing. This information is uploaded to the service server 10 by the teller terminal 12 that initiates the authorization request, and describes the service screen of the teller terminal. The information content may include, for example, the following data elements: each component in the business screen, the hierarchical relationship between components, and the attributes owned by the components, such as the position, size, line width, and component display identification of the components in the screen.

The routing information of the authorization result message indicates the route that the message is sent from the authorized supervisor terminal 13 that handles the authorization to the teller terminal 12 that initiates the authorization request. The data segment of the authorization result message is mainly the reply result to the authorization request from the teller terminal 12 . When the teller terminal (or teller) to which the authorization result message is to be sent is offline, the message processing device 101 temporarily stores the authorization result message in the message storage device 102 . When the teller terminal is on duty by going online, the message belonging to the teller terminal 12 can be obtained from the message storage device 102 .

The message storage device 102 stores the authorization request message that the teller terminal 12 sends to the service server 10 through the network 11, and stores the authorization result message that the authorized supervisor terminal 13 sends to the service server 10 through the network, and is sent to the teller terminal by the service server 10 through the network . The position information query device 103 stores the position authority information of each teller terminal included in the system, and can query the currently on-duty/off-duty authorized supervisor terminal (or business supervisor) and teller terminal (or business operation teller). The connection (or in-service) status of each terminal can be distinguished by a field. For example, 0 means not on duty and 1 means on duty. In addition, the position information query device 103 also stores the corresponding relationship between tellers and terminals. When the teller on the terminal logs in, the corresponding relationship between the teller and the corresponding terminal is established. In this way, the message processing device 101 can determine to which terminal the message needs to be sent through the routing information contained in the message. The lower layer communication interface device 104 is used for communicating with the upper layer communication interface device provided on the teller terminal 12 and the authorized supervisor terminal 13 . For asynchronous authorization, the authorization request sent by the teller terminal and the authorization result sent by the authorized supervisor terminal can be stored in the cache device of the service server.

Fig. 4 shows a structural block diagram of a teller terminal in a remote authorization system according to an embodiment of the present invention. As shown in FIG. 4 , the teller terminal 12 includes a logic main control device 200 , a screen control device 201 , a screen data generating/parsing device 202 , a message processing device 203 , an identity authentication device 204 , and an upper layer communication interface device 205 .

The logic main control device 200 processes the input from the upper server or the user, and controls the coordinated operation of the devices included in the teller terminal. The screen control device 201 controls the terminal business processing screen displayed when the teller performs business processing. The terminal business screen includes a business processing screen drawn by the system-defined business screen data file seen by the user. When the authorization operation is performed in the synchronous authorization mode, the screen control device 201 locks the screen of the teller terminal 12 after sending the authorization application, and waits for the authorized supervisor terminal 13 to return the authorization result. In the asynchronous authorization mode, the screen control device 201 reproduces the business processing screen on the display of the teller terminal 12 according to the authorization result.

The screen data generation/parsing device 202 packs the business screen and input data currently displayed on the display of the teller terminal to generate business processing screen data, so as to transmit to the business server, and receives the data of the authorization result screen sent by the business server, and analyzes the screen data package, and drive the screen control device 201 to draw the business screen processed by the authorized supervisor terminal.

The message processing device 203 receives the message data through the upper layer communication interface 205, interprets the meaning of the message data, and sends the authorization request to the upper layer communication interface according to the predetermined format of the message for transmission. The identity authentication device 204 is composed of a group of peripherals, which can be used by the user to swipe the identity magnetic card and accept the identity verification password input by the user. The upper layer communication interface 205 receives the ID number and authentication password input by the user.

The configuration of the authorized supervisor terminal 13 (not shown) is the same as that of the teller terminal 12 . When a business operator logs in to a teller terminal, he will enter his operator information through the identity authentication device of the teller terminal, which includes the teller number, post authority, and teller level, etc. The interface device 205 sends the operator information to the service server 10 through the network. After the lower layer communication interface of the business server receives the information, it provides it to the logical master control device 100 of the business server 10 to invoke the operator's identity and authority stored in the position information query device 103 . If the identity of the operator is an authorized supervisor (business supervisor), set the teller terminal logged in by the operator as the authorized supervisor terminal; if the identity of the operator is a general teller, set the teller terminal logged in by the operator as the teller Terminal 12.

Next, the authorization operation flow of the remote authorization system according to the present invention will be described with reference to FIG. 5 and FIG. 6 .

The remote authorization system provided by the present invention can be divided into two different authorization modes: synchronous authorization and asynchronous authorization according to the characteristics of the work flow. The difference between the so-called synchronous and asynchronous lies in whether the teller terminal that submits the authorization application waits for the authorization result of the authorization supervisor terminal after submitting the authorization application. If you need to wait for the authorization result, it is called synchronous authorization mode; otherwise it is called asynchronous authorization mode. Correspondingly, all services requiring network authorization are divided into synchronous authorization services and asynchronous authorization services according to different modes selected in their own business logic. The authorization mode adopted by a specific business process is certain.

FIG. 5 is a flowchart of a method for performing synchronization authorization according to an embodiment of the present invention. First, in step 400: the teller starts the teller terminal 12, and connects to the server through the network to start business processing. In step 401, the front desk operator inputs his identity information through the identity authentication device 204 of the teller terminal 12, and the teller terminal 12 packs the message to be sent into a data packet, and sends the information to the business server through the upper layer communication interface 205 through the network 11 10. Thereafter, in step 402, the lower layer communication interface device 104 of the service server 10 receives the data packet sent by the teller terminal 12, and unpacks the data packet. The business server 10 includes a logic main control device 100 to call the teller position information stored in the position information query device 103 to authenticate the front desk operator. After the authentication is successful, the corresponding relationship between the teller and the terminal is established, and the established corresponding relationship is stored in the position information query device 103 . If the operator is an authorized supervisor, the teller terminal operated by him is set as the authorized supervisor terminal 13 , and if the operator is a general business operator, the teller terminal operated by him is set as the teller terminal 12 .

Next, in step 403 , the teller terminal 12 initiates a service processing request, and the service processing request is sent to the service server 10 through the logic master control device 200 on the terminal calling the upper layer communication interface 205 . Thereafter, in step 404, the business server receives the data sent by the teller terminal 12 via the lower layer communication interface 104, and provides it to the logic master control device 100 to load the business logic file, initialize the business environment and allocate resources, and execute business processing. In step 405: the logic master control device 100 judges according to the business processing logic that subsequent synchronization authorization processing is required, and then initiates a synchronization authorization action. Then, in step 406, the logic master control device 100 dispatches the job authority information stored in the job information query device 103 to obtain a list of authorized business supervisors capable of handling the authorization request and the corresponding authorized supervisor terminal 13, and calls the lower layer communication interface 104 Pack the list and the information about the corresponding authorized supervisor terminal into a data packet, and send it back to the teller terminal that initiated the service authorization request.

In step 407, the upper layer communication interface 205 in the teller terminal 12 receives the data packet, and the logic master control device 200 parses out the data from the data packet. Then, the logic main control device 200 of the teller terminal dispatches the screen control device 201 to process the analyzed data. The screen control device 201 displays online authorized supervisor terminals capable of accepting authorization applications and corresponding information (such as a list of supervisors), forming a candidate list in the operation interface, and the operator selects one of the authorized supervisor terminals to perform authorization processing.

Thereafter, in step 408, when one of the authorized supervisor terminals is selected through the teller terminal, the screen control device locks the current business processing screen, so that the operator cannot do other business operations before obtaining the final authorization result from the authorized supervisor terminal . Afterwards, the logic master control device 200 dispatches the screen data generating/parsing device 202 to save the current screen information as a message, and the destination of the message is the selected supervisor's terminal, and sends it to the service server 10 through the upper layer communication interface 205 . In step 409, the service server forwards the message to the selected authorized supervisor terminal 13 . In the service server 10, the lower layer communication interface 104 first receives the data packet, and then the logic master control device 100 dispatches the message processing device 101 to process it. The message processing device 101 accesses the post information query device 103 , finds the selected authorized supervisor terminal according to the purpose information in the message, and then sends the data packet to the authorized supervisor terminal 13 through the lower layer communication device 104 . In the logic master control device 100 of the service server 10, there is a request queue designed for authorization requests from teller terminals. When multiple authorization requests from the teller terminal 12 arrive at the service server at the same time, the authorization requests that are too late to be processed will be placed in the queue for buffering. At the same time, for these request tasks in the queue, the logic master control device 100 uses a thread group to process them in parallel.

In step 410 , the authorization manager terminal 13 first receives the data packet forwarded by the service server 10 via the upper layer communication interface 205 , and then parses the message data from the received data packet through the message processing device 203 . Then, in step 411, the logical master control device 200 provides the parsed XML data describing the business processing screen displayed on the teller terminal that issued the authorization request to the screen data generation/parsing device 202 in the authorized supervisor terminal 13, and the screen data The generating/parsing device 202 parses out the component codes in the business processing screen and the data therein, and drives the screen control device 201 to generate instances of the classes corresponding to these components, complete its initialization process, and reproduce the business displayed on the teller terminal. Process screen. In this way, the authorized supervisor can see the actual business screen on the terminal that initiates the request, including the business data entered on the screen, providing a basis for authorization operations.

Thereafter, in step 412, the authorizing supervisor judges according to the business information displayed on the business processing screen to determine whether the business should be authorized. Next, in step 413, if you choose to agree to the authorization, the authorized supervisor swipes the card on the identity authentication device 204 of the authorized supervisor terminal and enters the password for authorization;

In step 414 , the logic master control device 200 of the authorized supervisor terminal 13 invokes the message processing device 203 according to the authorized supervisor's operation, packs the authorization result into a message data packet, and sends it to the service server through the upper layer communication interface 205 . Thereafter, in step 415 , the service server forwards the message to the teller terminal that initiated the authorization application, and the process is similar to step 409 . Then, in step 416, the teller terminal that sends the authorization request receives the data forwarded by the service server through the upper layer communication interface 205, and the logic master control device 200 dispatches the message processing device 203 to analyze the authorization result message contained in the data packet, and call the screen The control device 201 releases the screen lock of the teller terminal.

Next, in step 417, the logic master control device 200 judges the supervisor authorization result according to the information parsed from the message. In step 418, if the authorization is successful, the logic master control device 200 continues the interrupted service process until it exits the service process in step 419 normally. Otherwise, the screen control device displays to the user that the authorization fails, and directly exits the service at step 419 .

Fig. 6 shows a flowchart of a method of performing synchronization authorization. Asynchronous authorization and synchronous authorization are consistent in many process links. The difference is that after the front-end operator initiates an authorization application, the business process exits instead of locking the screen and waiting for the authorization result as in synchronous authorization.

Due to the asynchronous method, the authorization request can be sent to the offline authorized supervisor, and when the authorized supervisor logs in online, the service server will store the request and send it to the authorized supervisor terminal. This may also cause another problem, that is, the time for the authorized supervisor to accept the request is unpredictable for the teller terminal that initiates the authorization application. Therefore, when the authorization request or authorization result is forwarded by the service server, a cache device must be used. If the authorized supervisor or the teller terminal that issued the authorization application is offline, the business server needs to temporarily store the authorization request or authorization result information so that the authorized supervisor terminal or teller terminal can forward the authorization request or authorization result information when it is online. The specific process is shown in Figure 6 .

Steps 500 to 507 are in one-to-one correspondence with steps 400 to 407 in the synchronization authorization shown in FIG. 5 , and are completely consistent from function to implementation. For brevity, repeated descriptions thereof are omitted here.

After step 507, in step 508, the business server saves the business processing screen and input data through the screen control device 201 and the screen data generation/analysis tool 202, and sends the authorization request including the data to the teller terminal through the message processing device 101 Selected authorized supervisor terminal 13 . Different from synchronous authorization, the teller terminal that sends out the authorization request does not lock the business screen and wait for the return of the authorization result, but exits the process and executes other business processes (step 510 in FIG. 6 ).

In addition, the flow proceeds from step 508 to step 509 . In step 509, the message processing device 101 in the business server 10 accesses the post information query device 103, searches for the authorized supervisor terminal where the designated authorized supervisor is located according to the purpose information contained in the authorization application in the message, and then passes the lower layer communication device 104 to The data packet is sent to the authorized executive terminal. Thereafter, in step 511, if in step 509 the position information query device 103 finds that the authorized supervisor is currently online, the message is forwarded to the authorized supervisor terminal where the supervisor is located. If it is determined in step 511 that the authorized supervisor is currently offline, the flow proceeds to step 512, and the message is temporarily stored in the message storage device 102 (which may be used as a cache device). Later, when the authorized supervisor is online, authentication will be performed on the position information query device 103 of the service server, and the logic master control device 100 will send the previously stored message to the terminal where the authorized supervisor is located.

Steps 513 to 517 are in one-to-one correspondence with steps 410 to 414 in the synchronous authorization mode shown in FIG. 5 , and are completely consistent from function to implementation. A description thereof is omitted here.

In steps 518, 519 and 520, the service server forwards the authorization result message from the authorized supervisor terminal to the teller terminal that initiates the authorization request. Its process is similar to the process shown in steps 509, 511, and 512. If it is found that the front desk operator who initiated the authorization application is not online at present through the post information query device 103 on the service server, the authorization result message is stored in the message storage device 102. , and when the operator goes online, the previously saved authorization result message is sent to the teller terminal where the operator is located.

In steps 521 and 522, after the teller terminal receives the authorization result, if the authorization is successful, the screen control device 210 reproduces the business processing screen according to the business screen information contained in the authorization result, and the front desk operator can continue the previously exited authorization business, The authorization process is now complete. If the authorization is rejected, the front desk teller exits this process and does other business (ie step 510 in FIG. 6 ).

Compared with the local business authorization of the business computer system in the prior art, the off-site authorization system of the present invention uses the computer network to separate the authorization request from the authorization process, and changes the mode in which the local authorization requires the authorization supervisor to go to the front desk position where the authorization is initiated. . The authorized supervisor can centrally process the business authorization requests of multiple teller terminals on his own terminal, which improves the efficiency of authorization, reduces labor costs, and shortens the time for business processing.

In addition, since supervisors can authorize in a centralized manner on their own terminals, the potential risk of passwords being illegally obtained during authorization at the front-end terminal is avoided, and the authorization security problem that plagues business supervisors is solved.

In addition, the present invention has a flexible scope of authorization, so that business authorization is no longer limited to branches at the same location, that is, it not only supports the centralized authorization of supervisors in one organization, but also can establish an authorization organization for multiple branches. Authorize the business of branches, make the authorization approval process and personnel more professional, and improve the authorization level.

In addition, the remote authorization system of the present invention supports synchronous and asynchronous authorization modes, and provides network authorization in both synchronous and asynchronous modes. Synchronous authorization is suitable for businesses that require high authorization timeliness. After the front-end terminal initiates an authorization action, it can quickly get a response from the supervisor. For business types that do not require high timeliness, the asynchronous authorization mode can be adopted, and the front desk tellers can process other businesses in parallel, which improves work efficiency.

So far the invention has been described with reference to the preferred embodiments. It should be understood by those skilled in the art that various other changes, substitutions and additions can be made without departing from the spirit and scope of the present invention. Accordingly, the scope of the present invention should not be construed as limited to the particular embodiments described above, but should be defined by the appended claims.

Claims (15)

1. long-distance authorizing system comprises:

A plurality of teller terminals are used to carry out business processing, and authorize person in charge's terminal to send the service authorization request message by service server at least one;

At least one is authorized and is responsible for terminal, is used to receive the service authorization request that service server is transmitted, and described service authorization request is carried out authorisation process and formed Authorization result message;

Service server, be used for receiving each service authorization request message that sends of a plurality of teller terminals, transmit described service authorization request message to authorizing person in charge's terminal, and receive described at least one authorize to be responsible for Authorization result message that terminal is sent, and with described at least one authorize to be responsible for Authorization result forwards that terminal sends to the teller terminal that sends authorization request message

Wherein said service server comprises:

Logic master control set (100) is used for carrying out business processing from the authorization request message of teller terminal, and the business processing in each device in the dispatching services server, controls the operation of each device;

Message processing apparatus (101) is used for resolving from the authorization request message of teller terminal and from the Authorization result message of authorizing person in charge's terminal;

Message storage devices (102) is used to store the authorization request message that teller terminal sends to service server, and authorizes and be responsible for the Authorization result message that terminal sends to service server;

Post information query device (103) is used for storing the post authority information of each teller terminal that long-distance authorizing system comprises and the corresponding relation of teller's terminal pairing with it.

2. the routing iinformation that comprises in the authorization request message that long-distance authorizing system according to claim 1, wherein said service server send according to teller terminal determines that the purpose mandate that described authorization requests will be forwarded to is responsible for terminal.

3. long-distance authorizing system according to claim 1, wherein said service server also has buffer storage, is used for temporarily storing the authorization request message that described teller terminal sends and authorizes and be responsible for the Authorization result message that terminal is sent.

4. long-distance authorizing system according to claim 1, the post information query device that comprises in the wherein said service server are also stored and are used for the data field that authorization by direction is responsible for the current online or off-line of terminal and teller terminal.

5. long-distance authorizing system according to claim 1, each in wherein said a plurality of teller terminals comprises:

Logic master control set (200) is used for handling from service server or from user's input, each device co-operating that comprises in the control teller terminal;

Picture control device (201), shown business processing picture when being used to control teller's terminal carrying out service and handling;

Picture data generation/resolver (202), the professional picture and the input packing data that are used for showing on the teller terminal generate the business processing picture data, so that be sent to service server, and the picture data bag of resolving the Authorization result picture that service server sends, and drive picture control device (201) and draw the professional picture of being responsible for terminal processes through authorizing;

Message processing apparatus (203) is used to resolve message data, and the predetermined format of authorization requests according to message sent;

Identification authentication system (204) is used to accept the authentication password that the user imports.

6. long-distance authorizing system according to claim 5, wherein the professional picture of teller terminal comprises the business processing picture of drawing according to the professional picture data file of system definition, seen by the user.

7. long-distance authorizing system according to claim 1, wherein service server determines that according to the operating personnel's of storage identity and authority each terminal is teller terminal or authorizes and be responsible for terminal.

8. service server comprises:

Logic master control set (100) is used for the authorization request message from teller terminal is carried out business processing, and the business processing in each device in the dispatching services server, controls the operation of each device;

Message processing apparatus (101) is used for resolving from the authorization request message of teller terminal and from the Authorization result message of authorizing person in charge's terminal;

Message storage devices (102) is used to store the authorization request message that teller terminal sends to service server, and authorizes and be responsible for the Authorization result message that terminal sends to service server;

Post information query device (103) is used for storing the post authority information of each teller terminal that long-distance authorizing system comprises and the corresponding relation of teller's terminal pairing with it.

9. service server according to claim 8 also has buffer storage, is used for temporarily storing the authorization request message that described teller terminal sends and authorizes and be responsible for the Authorization result message that terminal is sent.

10. described service server according to claim 8, wherein information query device in post is also stored and is used for the data field that authorization by direction is responsible for the current online or off-line of terminal and teller terminal.

11. a teller terminal comprises:

Logic master control set (200) is used for handling from service server or from user's input, each device co-operating that comprises in the control teller terminal;

Picture control device (201), shown business processing picture when being used to control teller's terminal carrying out service and handling;

Picture data generation/resolver (202), the professional picture and the input packing data that are used for showing on the teller terminal generate the business processing picture data, so that be sent to service server, and the picture data bag of resolving the Authorization result picture that service server sends, and drive picture control device (201) and draw the professional picture of being responsible for terminal processes through authorizing;

Message processing apparatus (203) is used to resolve message data, and the predetermined format of authorization requests according to message sent;

Identification authentication system (204) is used to accept the authentication password that the user imports.

12. authorize and be responsible for terminal for one kind, comprising:

Logic master control set (200) is used for handling from service server or from user's input, each device co-operating that comprises in the control teller terminal;

Picture control device (201), shown business processing picture when being used to control teller's terminal carrying out service and handling;

Picture data generation/resolver (202), the professional picture and the input packing data that are used for showing on the teller terminal generate the business processing picture data, so that be sent to service server, and the picture data bag of resolving the Authorization result picture that service server sends, and drive picture control device (201) and draw the professional picture of being responsible for terminal processes through authorizing;

Message processing apparatus (203) is used to resolve message data, and the predetermined format of authorization requests according to message sent;

Identification authentication system (204) is used to accept the authentication password that the user imports.

13. a long-distance authorizing method comprises step:

Teller terminal is carried out business processing, and authorizes person in charge's terminal to send the service authorization request message by service server at least one;

After teller terminal sends authorization request message, picture displayed on the locking teller terminal, and wait for and authorize the step of being responsible for terminal return authorization results messages;

Service server receives the service authorization request message that teller terminal sends, to authorizing person in charge's terminal to transmit described service authorization request message;

Authorize and be responsible for the service authorization request that terminal receives the service server forwarding, authorisation process is carried out in described service authorization request, form Authorization result message, and send to service server;

The routing iinformation that comprises in the authorization request message that service server sends according to teller terminal determines that the purpose mandate that described authorization requests will be forwarded to is responsible for terminal;

Service server receive to authorize is responsible for the Authorization result message that terminal is sent, and with described Authorization result forwards to the teller terminal that sends authorization request message.

14. a long-distance authorizing method comprises step:

Teller terminal is carried out business processing, and authorizes person in charge's terminal to send the service authorization request message by service server at least one;

After teller terminal sends authorization request message, withdraw from the step of performed processing procedure;

Service server receives the service authorization request message that teller terminal sends, to authorizing person in charge's terminal to transmit described service authorization request message;

Authorize and be responsible for the service authorization request that terminal receives the service server forwarding, authorisation process is carried out in described service authorization request, form Authorization result message, and send to service server;

The routing iinformation that comprises in the authorization request message that service server sends according to teller terminal determines that the purpose mandate that described authorization requests will be forwarded to is responsible for terminal;

Service server receive to authorize is responsible for the Authorization result message that terminal is sent, and with described Authorization result forwards to the teller terminal that sends authorization request message.

15. method according to claim 14 wherein also comprises authorization request message that teller terminal is sent and the step of Authorization result message stores in service server of authorizing person in charge's terminal to send.

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