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A consumer fintech wallet for stablecoin transfers, bill payments, cash withdrawals via agents, and crypto debit cards, with fiat conversion and offline access options.

Screenshot of Tirra website

Is Tirra right for you?

Best for

  • Stablecoin holders
  • Cross-border senders
  • People paying bills
  • Card-first spenders
  • Cash-out via agents

What it does well

  • Stablecoin transfers
  • Bill payments
  • Virtual and physical cards
  • Cash withdrawals via agents
  • Offline access options

Things to check

  • Supported stablecoins
  • Fiat conversion rates
  • Agent network reach
  • Card availability
  • USSD setup steps

Tirra is a consumer fintech wallet for people who want to send and spend stablecoins while also converting to local fiat and accessing payments features that work online and offline.

Key capabilities include:

  • Global stablecoin transfers on BASE: Send USDC, USDT, and other stablecoins with near-zero transaction fees on the BASE blockchain.
  • Fiat and crypto conversion: Convert stablecoins to local currency and deposit to a bank account, or fund the wallet and receive instantly (rates are presented as competitive on the website).
  • Everyday payments from a stablecoin balance: Pay electricity, water, internet bills, and buy airtime top-ups directly from the wallet.
  • Cards and cash access: Create virtual and physical crypto debit cards linked to the wallet balance for POS and online spending, plus generate cash PINs for withdrawals or to send money via approved agents, including recipients without an account.

Available on Android and iOS (via Apple TestFlight). Access is also advertised via WhatsApp and USSD for areas with limited internet connectivity.

Tirra targets individual consumers, especially in markets where cross-border payments, cash access, and reliable banking tools can be harder to reach.

Notable context: the service states it is not a bank, exchange, or asset custodian, and that payment and card services are delivered in partnership with licensed banks and financial institutions in relevant jurisdictions. Tirra is a fintech product by Azawire Africa, registered in Delaware, USA (file No. 10168131).

As of Jun 29, 2026, Tirra is rated 5.0 on the App Store from 1 review and 3.6 on Google Play from 11 reviews with 500+ installs.

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Frequently Asked Questions About Tirra

Recent Reviews for Tirra

5
Excellent ยท 4 reviews
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Emmalex Emmanuel
Emmalex Emmanuel

NG ยท 1 review

Jul 1, 2026

The app is the best so far. Seamless transactions especially their virtual cards.

W
wmug1993

NG ยท 1 review

Jul 1, 2026

I have been using Tirra Card for about a Month now, and i can say that it's the best. Payments are seamless for me and my funds are safe since they are in stablecoins.

Sarah Tanimowo
Sarah Tanimowo

NG ยท 1 review

Jul 1, 2026

I think that being able to receive and make transactions without the involvement of a third party app is an amazing feature of Tirra.

A
adedeji.owonibiVerified

NG ยท 1 review

Jul 1, 2026

sleek, easy to use and reliable, with both virtual and physical card

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