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Bonsai vs Xero: 2026 Comparison

Updated February 10, 2026
Starting Price
$9.00

per month

$25.00

per month

Free Trial
Free Version
Screenshots
and Demo
Product ScreenshotProduct Screenshot
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Product ScreenshotProduct Screenshot
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Top Rated
  Features
Project Time Tracking
5.0
Templates
4.88
Timesheet Management
4.86
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Multi-Country
4.83
Tax Compliance
4.79
Calendar Management
4.78
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Integrations
HubSpot CRM
HubSpot CRM
QuickBooks Online
QuickBooks Online
ClickUp
ClickUp
See All
ActiveCollab
ActiveCollab
ApprovalMax
ApprovalMax
Capsule
Capsule
See All
Pros / Cons
  • Bonsai has everything you need to run a freelancer or small business operation all in the same UI, without having to add apps or move into different interfaces.
  • They are not scaling to support that type of customer, and it’s too easy for them to find new ways to grab more money for the same or fewer features, some of which don’t work.
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  • Even though Xero lack global enterprises accounting features it has a robust integration capability that allows me to connect with external tools such as SAP Concur.
  • It is not great for multi-company businesses as you cannot be logged into more than 1 at once, you have to chop and change between them and to make intercompany transactions, you need to post separately in both entities.
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Ease-of-Use
Highest performing feature
in the comparison
4.6/ 5
4.4/ 5
Value for Money
Highest performing feature
in the comparison
4.3/ 5
4.2/ 5
Customer Support
Highest performing feature
in the comparison
4.3/ 5
4/ 5
Functionality
4.3/ 5
4.3/ 5
Support Options
Email/Help Desk
FAQs/Forum
Knowledge Base
Phone Support
24/7 (Live Rep)
Chat
Email/Help Desk
FAQs/Forum
Knowledge Base
Phone Support
24/7 (Live Rep)
Chat
Training Options
In Person
Live Online
Webinars
Documentation
Videos
In Person
Live Online
Webinars
Documentation
Videos
FrontRunners
N/A
FrontRunners 2026
Advisor
  Recommendations
N/A
N/A
Ideal Customer Size
Small
Medium
Large
Small
Medium
Large
Deployment Options
Cloud, SaaS, Web-Based
Desktop - Mac
Desktop - Windows
Desktop - Linux
Desktop - Chromebook
On-Premise - Windows
On-Premise - Linux
Mobile - Android
Mobile - iPhone
Mobile - iPad
Cloud, SaaS, Web-Based
Desktop - Mac
Desktop - Windows
Desktop - Linux
Desktop - Chromebook
On-Premise - Windows
On-Premise - Linux
Mobile - Android
Mobile - iPhone
Mobile - iPad