AI agents are starting to buy things. Not in a lab, in production. OpenAI, Google, Stripe, Visa, Mastercard – they're all shipping commerce protocols that let AI agents complete purchases on behalf of users. But here's the problem: most checkout flows weren't built for this. They were built for humans clicking buttons. Not for agents negotiating payment tokens, verifying mandates, or selecting the fastest rail across markets. The merchants who move first won't be the ones chasing every new protocol. They'll be the ones with infrastructure flexible enough to absorb whatever comes next. That's the shift we mapped in The Global Payment Infrastructure Playbook 2026 – from static routing to systems that learn, predict, and act in real time. Link in comments ⬇️
Yuno
Financial Services
Yuno is a financial infrastructure platform that simplifies global payments for enterprise merchants around the world.
About us
Yuno is a leading global payment orchestration platform. We empower businesses to simplify their payment operations, maximize revenue, and accelerate global expansion. Yuno connects your business to over 1,000 global payment methods through a single API integration. Our Smart Routing tools use advanced algorithms to optimize the flow of transactions through various payment providers, maximizing acceptance rates while also reducing processing costs. Our wide selection of fraud prevention providers and advanced tokenization capabilities help reduce the risk of fraud and minimize transaction declines. Yuno is the payment orchestration solution of choice for high-performing payments teams. We support some of the world’s leading brands, including McDonald’s, Rappi, Viva Aerobus, InDrive and other businesses across more than 80 countries. Yuno was founded in 2022 and is led by former payments and technology executives from Rappi, Uber, Ali Pay and other leading companies. Yuno is backed by a consortium of high-profile investors, including DST Global Partners, Andreessen Horowitz, Tiger Global, Kaszek Ventures, and Monashees.
- Website
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https://y.uno/
External link for Yuno
- Industry
- Financial Services
- Company size
- 51-200 employees
- Headquarters
- New York
- Type
- Privately Held
- Founded
- 2022
Products
![Click here to view Yuno]()
Yuno
Payment Processing Software
Yuno is a leading payment orchestration platform enabling global businesses to seamlessly build their payment infrastructure. With a single integration, businesses can access over 300 payment methods. Our suite of advanced solutions optimizes every transaction, enhancing payment efficiency and boosting revenue. For more details, visit our website and book a demo: https://www.y.uno/book-a-demo
Locations
Employees at Yuno
Updates
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Failed cross-border payments cost merchants billions every year. And the fix might not come from faster card rails. Stablecoins are quietly becoming a real payment infrastructure. The GENIUS Act is live. The NCUA just proposed its first rulemaking. The OCC is taking applications. The NCUA announced a proposed rule outlining the framework for institutions seeking approval to become permitted payment stablecoin issuers under the GENIUS Act, with a July 18 deadline. Seven major economies now mandate full reserve backing, licensed issuers, and guaranteed redemption rights – treating stablecoins as regulated payment instruments rather than crypto assets. This isn't crypto speculation anymore. This is settlement infrastructure. For payments leaders, the question isn't whether stablecoins belong in your stack. It's whether your stack is ready for them. At Yuno, we've been building for this shift. Because payment infrastructure should work across every rail, traditional or digital. What's your team's timeline for stablecoin readiness?
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Our CEO Juan Pablo Ortega joined an outstanding panel at the GFTN Forum in Japan this week alongside founders from @Moneytree, Habitto, and TRADOM. The topic: building AI companies from Japan and what a "Third Way" in AI looks like. Juan Pablo shared how Yuno has adopted AI across most of our operations, from smart routing to fraud prevention to how we build and ship products. For us, AI isn't a feature. It's how we run payments infrastructure across 40+ countries. The panel raised a question worth sitting with: if some companies are already operating this way, what does the gap mean for global competitiveness?
Moderated a panel at GFTN Forum, Japan yesterday on building AI companies from Japan. Four founders, all in production, all operating in regulated financial markets. We talked about Japan's potential as a "Third Way" in AI. Not an easy panel, with outstanding fintech founders having strong views on how useful AI is right now, and what role Japan could have in the global AI landscape. Paul Chapman (マネーツリー・Moneytree / MUFG) made a point on the bottleneck being in data infrastructure and data quality. As the backbone of Japan's open banking, Paul gave plenty of food for thought. Great to share a stage with him again, as we go back to a pandemic-era Clubhouse show on entrepreneurship in Japan we co-hosted with Nalin Advani and Jason Ball. Samantha Ghiotti (Habitto) brought a first-person view of AI adoption inside a consumer-facing application. While there's clearly space for AI in operational efficiency, consumer appetite for certain AI applications is still to be validated. For Sam, introducing consumer-facing AI, such as voice interfaces, for instance, requires a substantial shift in UX and user habits. Are we simply too attached to our thumbs on the screen? Shin Sakane (TRADOM) talked about his journey building Physical AI well ahead of the market, and the pivot to FX risk management. It was particularly interesting to hear how he thinks about disruption risk for their 62,000 models running in production today, given how fast the AI landscape is moving. Juan Pablo Ortega (Yuno, ex-Rappi) gave his perspective on building global payments infrastructure, including their approach to markets like Japan. Having adopted AI across most of their work, Yuno offers a useful contrast to what we're seeing domestically, raising the question of what that gap means for Japan's global competitiveness over the coming couple of years. So what is Japan's "Third Way" in AI? The panel didn't land where I expected when I was preparing for it, and that was more valuable. What the founders described on the ground is "slow and precise" rather than "move fast and break things." Trust is built over a long period. Software is treated like hardware. Clients expect fully functional, production-ready systems before they commit. Japan's edge in AI is an accumulation of specific decisions made under real constraints (regulatory, demographic, cultural) that produce different systems than you'd build elsewhere. I've been developing my thesis on AI in Japan in my last two pieces, linked below, if you are interested in hearing it out. [1] https://lnkd.in/gKtYh4H3 [2] https://lnkd.in/gdbWuPGj Thanks to the GFTN team for the platform, and to the four founders for a genuinely substantive conversation. #GFJ2026, Global Finance & Technology Network (GFTN) Pieter Franken
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$440 billion in ecommerce revenue is lost every year to false declines. Real customers rejected by payment systems not built for the markets they're operating in. That number sits inside a bigger problem: global payments are fragmenting. Every region is developing its own rails, its own preferred methods, its own rules. No single processor covers all of it. We broke down what that means in practice – by region, by method, and by the strategic decisions that drive approval rates up or down. It's in our latest blog post, drawing on The Global Payment Infrastructure Playbook 2026. https://lnkd.in/gbSFKkqf
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A taxi driver in Japan offered 30 payment methods. Most of his competitors accepted cash only. That's global payments in one snapshot: incredible variety, zero orchestration. Our CEO Juan Pablo Ortega saw it firsthand. He also lived it, scaling Rappi across 9 countries. Tomorrow, he's on the main stage at #GFJ2026 sharing what he learned, and the playbook for getting it right. Going to be in Tokyo? Don't miss his session!
I'm speaking on the main stage at #GFJ2026 tomorrow. My first time speaking in Japan, and it feels like a full circle moment. A year ago, I was here visiting for a conference. I got into a taxi and went to pay. The driver offered me 30 different payment methods. In a country where many businesses are still cash-only, that kind of variety was refreshing. But it was also a perfect snapshot of the problem we're solving at Yuno: a fragmented global payment system, solved with a single AI-powered integration. Something I wish existed when I was expanding Rappi into 9 countries. Now I get to come back and share that story on stage. I'll be giving away the playbook I built dealing with the complexity of launching across unique markets. If you're at the event, come find me!
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Excited to welcome new team members and continue building globally!
Big news for Yuno: two key hires joining our European team. Since opening our European headquarters in London last year, we've been laying the foundation for continental growth. Now we're adding the leadership to drive it. Sonal Rankin joins as General Manager Europe, leading business development across the region. Her experience navigating Europe's complex payment landscape makes her the right person to scale our presence market by market. Christo Papadopoulos joins as Head of Data, overseeing our reconciliation and analytics infrastructure. Strong data is the backbone of everything we do at Yuno, and Christo brings the expertise to take it to the next level. With our MENA headquarters in Qatar and a growing team in London, Yuno's global mission is moving fast. Welcome to the team, Sonal and Christo!
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Revenue leakage isn't a checkout problem. It's an infrastructure problem. Fragmented payment systems create approval volatility, recovery gaps, and unnecessary cost. Without centralized control, performance suffers across issuers, regions, and methods. $440B+ is lost each year globally to false declines. 20-40% of failed payments can be recovered. A 1% approval lift translates to millions in incremental revenue for enterprises at scale. The best-performing companies are now treating payments as a revenue infrastructure. Our 2026 Global Payment Infrastructure Report shows how: • Revenue loss is a structural outcome of disconnected systems • Recovery, routing, fraud, and authentication must work as one coordinated system • Payment performance becomes a strategic lever when infrastructure provides visibility and control This report provides a framework for turning infrastructure into a measurable growth system. Get your copy (link in comments) 👇
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Your payments team is doing work that shouldn't exist. Manual reconciliation, dashboard switching, provider outages handled in war rooms, not rules. It's not a headcount problem; it's an architecture problem. The numbers are real: failed payments and poor operations cost the global economy $118.5B in a single year. And the drag compounds as you scale. We broke down the true cost of manual payment operations, and what smart teams are doing instead: → Processing costs drop from $15–$40 per task to $2–$5 with automation → Payment-matching errors fall 70–80% → Manual reconciliation work: from 80-120 hours per 10K transactions to 10-15 The shift isn't just faster. It's safer, more controlled, and built to scale. Read the full breakdown: https://lnkd.in/gDRfBsVJ
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If you run payments across multiple providers, reconciliation is where risk hides. Join our live webinar today to see how Yuno Reconciliations can help: • Know which transactions are truly reconciled • Reduce manual checks and operational drag • Close faster with clean, reliable data 📹 Join today: https://lnkd.in/gucB7ivf
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Scaling from Latin America to the world isn't easy. Payments, infrastructure, and regional expansion — each one is its own obstacle. Andrés Nájera and Juan Pablo Ortega are sharing the key decisions that differentiate startups that just survive from those that become unicorns. Join them today: 11 AM ET https://luma.com/gnzwqxjg Escalar desde Latinoamérica al mundo no es fácil. Pagos, infraestructura y expansión regional — cada uno es su propio obstáculo. Andrés Nájera y Juan Pablo Ortega comparten las decisiones clave que diferencian a las startups que solo sobreviven de las que se convierten en unicornios. Únete hoy: 11 AM ET https://luma.com/gnzwqxjg