Qonto

Getting closer to gender parity in tech rarely happens by accident. At Qonto, we’re at 45% women overall, and over 50% in leadership. This reflects years of collective work across teams, and a lot of deliberate choices in how we hire, develop, and promote people. In Europe, tech averages around 37% women, and less than 20% of leadership roles are held by women. As part of International Women’s Month, our Women @ Qonto ERG hosted an internal roundtable last week with our CEO Alexandre Prot and our Chief People Officer Sarah Ben Allel to talk through what made the biggest difference in practice. 👇 A huge thank you to Elisabeth Webb & Amanda Joseph for organizing and facilitating this conversation 💜

Stay in the flow, even when your balance is low. That’s not just a rhyme, it could become your mantra. Cash flow gaps are part of business. Rejected payments shouldn't be. You front costs. Payroll's due. But that client payment you’re waiting for? Still pending. Sound familiar? A temporary timing gap can lead to rejected direct debits, delayed payments, and unnecessary admin chaos. You can't afford that. Meet Overdraft: your built-in safety buffer for short and irregular cashflow gaps. Swipe to see it in action. Read more here: https://lnkd.in/g2NhUDSv *Overdraft subject to eligibility assessment, and limited to eligible transactions. APR varies by country. For more info, review the T&C at qonto.com*

Xcode migrations. Two words that make any iOS developer nervous. At Qonto, with 60+ iOS engineers, we decided to stop enduring them. And start solving them, for good. This is the story of how the iOS team tackled this with the right mindset, the right tooling, and a bit of AI. Read the full story 👇🏻

Research shows that women invest 29% less than men on average in Europe. Not because they're less capable, but often because they've had less access to clear, practical financial education. Closing that gap matters. Not just for individual financial health, but for gender equality as a whole. That's why our Women @ Qonto employee resource group invited Julidé Ninek — CEO of Moneykiiz and financial literacy expert with 20+ years in banking and finance — to share her knowledge with our teams for International Women's Month. Her session broke down investing in plain, accessible terms: no jargon, no intimidation, just practical tools to build confidence around money. We found it so valuable, we wanted to share it beyond our walls. Watch the full video below 👇 and let us know in the comments: what is the biggest investing myth you used to believe?

Behind every business, there is a founder navigating uncertainty, pressure, and big trade-offs. Our latest survey of 1,600 entrepreneurs across Europe reveals 4 surprising truths about what founders really need to keep going. Some of the results may challenge the way we think about resilience, success, and support. Take a look through the carousel and tell us which insight resonates most. 👇

At our scale, infrastructure upgrades require flawless execution. Recently, a staging environment issue turned into a fascinating debugging journey—from Kubernetes all the way down to Linux kernel code. Here's the story of hunting down a mathematically bizarre bug 👇

5 finance rules in 30 seconds. ⏱️ Most entrepreneurs learn these lessons the hard way (usually when the cash runs out). Don’t be most entrepreneurs. We stripped away the jargon to give you the 5 pillars of financial health. Check them out 👇 And check our blog for more tips & advice for entrepreneurs: qonto.com/en/blog

Being data-driven is easy to say, but hard to execute when answers are locked behind technical skills. Business teams need numbers instantly to move fast, while data teams often get buried under basic requests. We wanted to solve this bottleneck by letting anyone at Qonto query our data warehouse using natural language through an AI agent. Our first attempt was... enthusiastic, but mostly wrong. At 45% accuracy, you literally had better odds flipping a coin than getting the right SQL query. To fix this, we realized the agent needed to test its own code before answering. But letting an AI execute unverified SQL on a production database is a massive security risk. That’s when our Data Engineering team devised the "Empty Mirror" solution: We created a dedicated Snowflake environment that mirrors our production structure exactly. We left it completely empty—zero customer data. The agent uses this safe space to compile and verify its code before answering the user. This allows us to catch syntax errors and hallucinations instantly without ever accessing real customer data. And… we officially retired the coin toss: the new setup delivers 95% accuracy! Today, over 100 Qontoers use this agent to write 400+ complex queries every month. Business teams get immediate answers, and our data team can focus on high-value modeling instead of ad-hoc fetching.

Most freelancers don’t undercharge because they’re bad at what they do. They undercharge because they’re calculating their rate with the wrong denominator. If your price is based on “what others charge” or “what feels fair”, you’ll almost always miss the hidden costs: admin time, downtime, tools, and the tax/contribution reality of running a business in Europe. I put a simple “minimum rate safety net” framework in the carousel. It’s the number that makes you stop saying yes to projects that quietly drain you. Swipe → and tell us: are you pricing per day or per project right now? And for tips & advice for freelancers, check out our blog: qonto.com/en/blog

Qonto is evolving. We're working toward something unprecedented in Europe: transitioning from a payment institution to a full-fledged bank. To get there, we're bringing in seasoned experts from major international banks: professionals who know the rules of banking inside out, but are ready to apply them differently. But convincing someone to leave an established institution isn't straightforward. They offer concrete advantages: job security, predictability, and career breadth. So what makes experienced banking professionals willing to make the leap? To find out, we sat down with Alexandre Tribolet, Catherine Soria, Alexis D'avanzo, and micol levi, four Qontoers who made the move, collectively bringing decades of experience from major international banks. 👇 Swipe to read their stories and access the full story in the comment section.