Review by SnoopyStyle

On a late night, Jack Conealy (Patrick Bergin) stops at an isolated gas station. He gets run into by Vera Blanchard (Kelly Preston) in a red Ferrari. She calls her dad Brian Cody (Kevin Tighe) and he asks Jack to pretend that he was the one who was driving. They flirt by racing down the road and spend a hot day together. He was a Wall Street trader who just spent 4 years in prison for fraud. She's angry that he actually lives close by. Melissa (Jennifer Tilly) chases after the newly arrived Jack and works for him in his new video store. Law from a neighboring casino tries to run him off for some unknown reason. Vera asks him to write a letter with her father driving and her as a passenger but he has already filed the insurance claim. It's revealed that Vera is casino owner Brian's mistress and Jack's letter is an alibi for Brian's wife's supposed suicide. Insurance investigator Bernard March (Matt Craven) intends to prove Brian's guilt and not pay out for the death.

This is a run-of-the-mill noir crime drama B-movie. The opening is fine but nothing special. It has some potential despite the poor production value. When everything is revealed and the three characters have a talk, Jack needs to up the ante. He needs to be a money grubbing sleaze that a Wall Street criminal should be. He needs to demand to get paid. Instead, Brian offers and Jack actually refuses. It deflates all the tension. It leaves it open that he could come clean to the police and do a deal. It also leaves the movie with limited potential for surprises.