99 Homes

In 99 Homes, there is a point in the film where our villain states that people get too emotional about houses, at the end of the day it is a rectangular box.

This is an important point, buy your house, pay the mortgage off and the house is yours. Re-mortgage it, extend the loan for that extension you do not need, or go for that bigger house and you put that house at risk.

Dennis Nash (Andrew Garfield) is a single father working in construction but the post 2008 recession means hard times for him and he loses his house and has to quickly move with his mother to a motel.

Rick Carver (Michael Shannon) is the real estate agent who forecloses the properties on behalf of the bank. He runs a slick operation, he has the police on the payroll, he cares little about the financial situation of those fallen behind and he is greedy enough to make as much money as possible from the banks by alleging that the former occupants damaged the property and appliances when in reality he has taken it away and then puts it back but bills the bank for it.

By a strange quirk, Dennis volunteers to work for Carver in a house his usual builders refuse to enter and starts a strange relationship where Dennis ruthlessly does Carver's dirty work and earn enough money to get a better house for his son.

However like Wall Street, the film is a morality play, Carver says in the course of the film along the lines that he tried to play by the book but it did not work out, you have to cheat the system. Dennis goes along with it but you know that he will soon realise that he has gone too far.

Parts of the film is moving and also infuriating as both Dennis and Carver ruthlessly evict people with the help of the compliant police. They stand no chance in court as the judges are against those in arrears and Carver is always one step ahead making sure any embarrassing paperwork disappears.

The film is a polemic, not very subtle even though it tries in places to make Carver appear human. The final showdown is maybe low key but it works, the film does not need a big contrived ending.

One big issue I had though was that part of the American foreclosure process was difficult to follow if you were outside of the USA, you get a gist of it but maybe the film needed to explain it more.

I think most of America was impacted in at least some capacity by the 2008 economic crisis/crash. Obviously, the housing market was hit the hardest and really at the forefront of the situation. 99 Homes tells the story of a single father who still lives with his mother in his childhood home having to deal with an eviction and the unexpected events that follow.

99 Homes is a solid film. It has two of the best actors in the business right now with Michael Shannon and Andrew Garfield. It's actually surprisingly how many people don't realize how good these two are. Both known primarily for the comic book roles respectively, but they have both down some tremendous indie work as well. The film does a good job of using both of their strengths and playing off each other to create a very intelligent screenplay. Shannon is perfect for this role, but in some ways he's also not. He's great at playing antagonistic characters but in this case its almost impossible to have any sympathy for his character. It makes for an unrealistic dynamic. The film never bored me, in fact I was engaged throughout the story, but I think at times it just became too unrealistic.

Garfield's character's arc was in particular the most unbalanced. It took a lot for me to get passed the fact that he gets hired by the same guy who evicted his home, but the actors made it intriguing enough for me to push it off to the side for awhile. But when you continue to build Garfield's character up to places that just aren't believable, it can take you out of the film. I think you could argue that the 'low' for Garfield just wasn't low enough for me to feel the heights of his 'highs'. It's one of the things Scorsese does so well is create arcs for characters that never feel hyper- realistic.

Laura Dern is also in the movie and does a fantastic job as Garfield's mother. She is the emotional weight that the film needed and brings his character back to the real world when it got too exaggerated. The film will definitely pull on your heart strings at times, especially when you see all sorts of people being ripped from their homes. I just think the structure of the story was unbalanced at times with arcs being a bit too unrealistic.

+Garfield & Shannon's dynamic

+Dern's emotional pull

+Heartbreaking story that's close to American's hearts

-Unrealistic at times

-Low wasn't low enough for Garfield

7.0/10

The movie started off strong... great characters ... and good performances The last 20min the movie just started taken a turn for the worst .... Made no sense.

This film tells the story of a hard working builder who gets unemployed, and hence cannot keep up with the mortgage payments and is subsequently evicted. Stars align themselves and his fortune is reversed when he is offered a job by the man who evicted him from his home.

"99 Homes" has an intense beginning that absorbs me into the story. The circumstances it portrays is very real and relevant to people in lower income brackets, and their pain of losing their homes is piercingly recreated. I feel so sorry for Dennis because he appears to be such a hard-working, honest and amicable guy. As the story progresses, he is faced with various moral dilemmas. The story is captivating, and it's helped by the intensity of the marvellous performances of Michael Shannon and Andrew Garfield. It is a very good and thought provoking film, that leaves me wondering about the rights and wrongs of Rick and Dennis.

The movie starts out well, and the first eviction scene will leave you shaking in your boots imagining your family and belongings getting foreclosed and tossed into the street. I can't think of another film that focuses on the eviction process so intensely.

You're better skipping the end of the movie (after the scene with the old man). The last forty minutes of the film are not satisfying at all, and just gets dumb with characters acting more and more ridiculously. In the beginning of the movie, many of the characters act over the top for the sake of dramatic tension, but it it gets to be too much towards the end.