Bank of Dave 2: The Loan Ranger

STAR RATING: ***** Brilliant **** Very Good *** Okay ** Poor * Awful

Following his successful battle with the big banks, Dave (Rory Kinnear) now he faces a new adversary: Pay Day Loan Lenders, who are targeting the poor and vulnerable, offering financial lifelines before charging exorbitant interest rates. When the top companies are identified, it is discovered that they are just subsidiaries of financial companies based in the U. S., headed by the shady Carlo Mancini (Rob Heaney.) Dave calls in the help of U. S. based expert Jessica (Chrissy Metz) and shy accountant Oliver (Amit Shah) to help in his battle against them.

2023's Bank of Dave obviously made enough of an impression that this hastily delivered sequel has arrived early in the new year, perfectly understandable as times remain tough, and many people are struggling to get by and see their standard of life declining, even though this film actually charts events that now occurred over ten years ago, concerning the regulation of pay day loans. But the present situation was the result of gradual design, and so it's worth a look in.

Director Chris Foggin returns to directing duties, and pretty much repeats the formula of his previous film, basically aiming for a feel good true life tale, in the midst of hard financial times, but while the novelty of this might have seen it by the first time, this time the cracks are a little harder to cover over. While it's portraying no doubt fundamentally honest, salt-of-the-earth working people, it feels over sanitised, lacking the raw, gritty feel of a true, working class area, and suffering as a result. All the gang from before have returned, but it's on a bigger scope now going stateside, leading to an unnecessary and distracting subplot involving an awkward romance between Oliver and Jessica.

If you particularly enjoyed the first one, there are more rich pickings for you here, with Kinnear back on form as the earthy, modest Dave, and a strong supporting cast, just a script that doesn't do the most with the potential at hand. ***

After his crusade against The Banks, Dave begins his latest project, taking on the pay day loan companies, to do this, Dave calls on the help of an American journalist, named Jessica.

So, we had Gladiator 2, that was the ultimate remake that wasn't needed, and now we have Bank of Dave 2, another remake that didn't need to be made, but whereas Gladiator 2 is awful, Bank of Dave 2 was at least fun, flawed, but fun.

So, it's cobbled together, the romance is a bit daft, and the thought of Dave the crusader battling some sort of crimelord from the other side of the world is for the birds, but who cares, it's fun, and you can't help but adore Rory Kinnear, back as Dave.

It makes you think, adverts for those pay day loans used to be everywhere, now you don't see them, thankfully.

I absolutely loved Chrissy Metz's performance, I thought she was great, she's very charismatic, and has one lovely voice. Amit Shah as always, I really like this guy, seems able to do anything.

A few minor quibbles, firstly, the courtroom scene, which should have been the crowning moment, the big moment of drama, turned into a sixty second, blink and you miss it scene, it was such a shame.

The first one had a streak of reality, this one felt like a work of fiction.

Flawed, but fun.

6.5/10.

Loved BOD1 but this is just terrible. The magic, the passion, the writing, the acting - none of it is there.

The story line is pathetic. The situations are unrealistic.

I don't yet know if BOD2 is also based on events or fiction but the whole thing smalls fake and the idea of throwing in the odd political barb doesn't work.

It would probably have worked a lot better as a Panorama documentary.

Why do we have to leave such long reviews. I've said what I need to and what folk need to hear, to offset the fake critics reviews which are just part of the marketing push.

Lastly, Burnley is not a brilliant place.

But try to enjoy this depressing drivel.

Bank of Dave 2 takes the real life situation of Dave's campaign against Wonga payday loan company ( who created so much misery ) and as it says at the start of the film embellish's the facts with a fictional gangster story line and a romance.

The fact it did lead to change & demise of numerous evil payday loan companies warrants the film being produced.

If you understand finance the film is great and the embellishments make the film dramatic and humorous in many ways.

Personally I loved it then looked at what was real and what was not. I would recommend you do the same - watch it and enjoy the film then see how real it is.

Enjoy we both did and gave it a 9 out of 10 as we both enjoyed it.

While Bank of Dave 2 delivers some enjoyable moments, it unfortunately lacks the heartfelt charm that made the original so special. The first movie resonated with its authenticity and underdog spirit, but this sequel falls short in capturing the same emotional depth.

The script feels overly simplistic, with dialogue that often comes across as contrived and far from believable. Key plot points feel rushed, and the characters-who were so relatable in the first installment-now seem one-dimensional, as if the writers relied on clichés rather than meaningful development.

It's an ok watch if you're already invested in the story, but if you're expecting the same heartfelt narrative and genuine spirit of the first Bank of Dave, you might find yourself a bit disappointed.