Margin Call

I'll have to start by saying this film will not be for everyone. This film lacks the needed tension for a Friday film night for example, but this film is heavily relatable and the acting and characters are superb and carry this film.

So why did i find this interesting? The characters. What this film is illustrating is the "behind the scenes" of a giant corporation and how they deal with a giant crisis. The characters that stood out for me were Penn Badgeley, Paul Bettany and Kevin Spacey. To start they were acted superbly well, but I really did relate to them, Penn in particular, and it had me absolutely hooked in.

It's a weird review to write, because I'd normally talk about the plot seen as though that's the main thing you notice about a film when you watch it and it makes or breaks any movie. This is just a little different, because as mentioned prior this film lacks a certain tension needed. The film itself is really smartly written, but it needed a little more to it, to entice you in more.

I personally enjoyed it, but I will guarantee people will hate it due to the lack of things going on. But if you really focus on the characters and their characteristics, it's a really enjoyable and relatable watch. 7/10 from me.

Margin Call is one of those movies that stand out not for what they say, but for how they say it. I care very little for a story about the financial crisis, and for the moral theme involved; but this movie does a very good job in storytelling, so that the story becomes interesting. The idea of focusing on the very first hours of the crisis is very smart. The direction is good, the dialogues are flawless, there's a lot of interesting characters, and the acting from an outstanding cast is fantastic.

My wife and I were scrolling through Netflix for something to watch. We went right through Margin Call several times. A couple of times was because it was made in 2011, so a little old. The brief description was not overly attractive and the picture didn't do it justice. We finally watched it when we were semi-desperate.

So wrong to over look it. If you are even marginally interested (yes a slight pun) in finance and the meltdown in 2007-2009, then you must watch it. Very underrated film, well done. If you understand finance even slightly or some of the terms used, then you can intuit some of the action. But even then, you get the jist.

I loved the cast, the dialogue, the meaning of the film. Don't make the mistake we made and scroll right over it. A great watch.

Having been the victim of corporate downsizing more than once, I was immediately engaged with this propulsive 2011 corporate drama from the beginning as Stanley Tucci's character, a seasoned risk management executive named Eric Dale, is told in a coldly indifferent manner that he is being laid off after 19 years with the same unnamed Wall Street firm. It's a piercing yet dramatically economical scene that perfectly summarizes how bloodless the corporate world can be, and in first-time writer/director J.C. Chandor's effort set on the eve of the 2008 financial crisis , it is very cold indeed with 80% of the trading floor being let go. As Dale is escorted out of the building, he hands a flash drive to his prodigious assistant Peter Sullivan and tells him to take a look at it and "Be careful."

Once Sullivan analyzes the data, he realizes the universal gravity of Dale's warning - that the firm is so over-committed to underwater mortgage-backed securities that the total potential loss exceeds the firm's total market capitalization value. In other words, the projected scenario means the firm will soon owe a lot more than it's worth, and the market will be on the verge of an apocalyptic meltdown. What happens after this discovery is a series of sharply intense clandestine confrontations with each level of higher-ups recognizing the ramifications of the inevitable disaster, each one far more nuanced in character than we are used to seeing in films from Oliver Stone about greed and immorality. Blessedly, Chandor doesn't stoop to the customary stereotypes in this corporate cage match, but what he does manage is capture the moral compass underneath each player by way of a cast that really delivers the goods with powerfully implosive performances.

Zachary Quinto ("Star Trek") is initially at the center of the plot as Sullivan and performs well enough in the constraining, semi-heroic role, but the veterans really stand out here beginning with Kevin Spacey, who effectively plays against type as Sam Rogers, a genuine company man, the seen-it-all head of the trading team who rallies what's left of the trading floor with corporate brio but then faces his own cross to bear struggling to commandeer a fire sale of worthless assets dumped on unsuspecting clients. The other standout is Jeremy Irons, who masterfully resuscitates the cool cunning of his Claus von Bulow from "Reversal of Fortune" as the acerbically survivalist CEO John Tuld. He handily controls the boardroom scene with cutting humor and hostile precision. One of the film's more pleasant surprises is Demi Moore in cool, brisk form as Sarah Robertson, the top risk officer and lone female executive who knows her career is at stake with the discovery of this folly. Tucci is excellent in his smallish role as Dale and gets to show off his resigned character's engineering aptitude with a brief monologue about building a bridge.

Comparatively less impressive but playing their more predictable roles fitfully are Penn Badgley as Sullivan's younger, overtly money-obsessed colleague Seth Bregman; Paul Bettany as Dale's nihilistic, snake-oil salesman of a boss, Will Emerson; and Simon Baker as the most morally despicable executive of the bunch, Jared Cohen. Mary McDonnell has a brief and frankly unnecessary scene as Rogers' ex-wife, and I didn't even recognize the usually hilarious Broadway personality Susan Blackwell as the hatchet woman in the opening scene. There are a few flaws with Chandor's observant screenplay, for example, the overly analogous scenes of Rogers dealing with his dying dog and a rooftop scene that plays up Emerson's nihilistic nature too predictably. In addition, some scenes play either too murkily or too clinically to achieve the precise dramatic effect they should. I think the absence of a musical score also contributes to the sterility of the proceedings. However, as a first-time filmmaker, Chandor more than impresses with his deft handling of such a zeitgeist moment with the Occupy Wall Street protests gaining understandable momentum right now.

There are a few inaccuracies and things that 'just wouldn't happen', but I've got to say, this was scarily accurate (I was a banker in 2008)