El capital humano

Although not always for people involved or those who actually want to make a lot of it. Then there are others who just don't care about it (having a lot of it might add to that secure feeling of course). This movie is about getting rich, about getting into families, about greed and about human behavior in general.

In the beginning I thought this was going to be simple. And in a way I guess it is simple. But the way the movie works (the structure, the backtracking, the seeing things from a different perspective and so on) could and might suggest otherwise. You might feel a bit annoyed seeing a couple of things "twice", but in the grand scheme of it all, it will make sense in the end ... although some decisions are so bad, you do wonder why they were taken in the first place ... still nicely told.

Greetings again from the darkness. The financial crisis-manslaughter-class warfare-thriller from novelist Stephen Amidon shifts from Connecticut (in the book) to just outside of Milan for director Paolo Verzi's look at class and character. A term used by insurance companies to calculate the value of a human life in settlement cases, "human capital" carries even more meaning in this twisted tale of greed and broken dreams.

After an opening sequence that shows an off-duty waiter getting knocked from his bicycle by a swerving SUV in the dark of night, the story is divided into chapters that provide the various perspectives of different characters affected by this hit-and-run. Dino (Fabrizio Bentivoglio) is a middle-class real estate business owner whose girlfriend (the too rarely seen Valeria Golino) is pregnant with twins, and his daughter Serena (Matilde Gioli) is dating a private school classmate Massimiliano (Guglielmo Pinelli) who comes from the upper crest Bernaschi family that is living the dream thanks to the dad's (Fabrizio Gifuni) hedge-fund success.

It's easy to see how the lives of these two families become intertwined, and how a few other characters are also affected, but the real joy here is in getting to know each through their own actions. Dino desperately wants a taste of the finer things in life, and risks everything by fraudulently obtaining a bank loan in order to buy into Bernaschi's hedge fund. His wife Roberta is a trusting and pure-hearted woman who accepts her place in society and warmly looks forward to being a new mom. Their daughter Serena proves to be the best judge of character and soon enough boots the spoiled kid Massimiliano to the curb, while connecting with the artistic and misunderstood Luca (Giovanni Anzaldo), though even Serena's moral compass shows its cracks.

Bernaschi is a smooth operator and the perfect face for a hedge fund so dependent on the financial collapse of its own country. His wife Carla (Valeria Bruni Tedeschi) is a lost soul … enjoying the perks of a wealthy lifestyle, but still holding on to her artistic dreams of youth. Life as a trophy wife is evidently not so fulfilling for those with their own aspirations. Their son Massimiliano, as you might imagine, is unable to live up to the expectations of his father, and frequently handles his perceived lack of parental attention by over-boozing at every opportunity.

This film was Italy's submission to the Academy in the Best Foreign Language category, but unfortunately did not make the final cut. It is rich in texture and remarkable in its ability to convey depth in so many characters. The basic story has some similarities to the film 21 Grams, in that we witness the many ways in which people handle crisis. In this case, the mystery of the initial sequence is left unsolved until near the end, but there are so many personal "fork in the road" moments, that solving the case of the cyclist death somehow doesn't monopolize our thoughts.

Excellent acting throughout allows us to connect with each of the key characters, and especially worth noting are Valeria Bruni Tedeschi and Matilde Gioli. Ms. Gioli is a newcomer with a bright future. She brings believability and strength to a teenager role that would more typically be over-the-top or one-dimensional in the hands of a lesser actress. Even more impressive is the performance from Ms. Bruni Tedeschi who perfectly captures the heartbreak of a woman living a life others can only dream about, while her own dreams are but shadows from the past.

With source material from a U.S. novelist, and subject matter involving the 1% and crisis of conscience, it's not difficult to imagine an American remake, but this version is highly recommended for those who enjoy a multi-faceted dramatic thriller.

After working at a private school party in a small town in Italy on the Christmas Eve, the waiter Fabrizio (Gianluca Di Lauro) is riding his bicycle home. Out of the blue, the driver of a SUV hit-and-run the waiter and leaves him seriously injured on the road. The ambitious real estate agent Dino Ossola (Fabrizio Bentivoglio) drives his daughter Serena (Matilde Gioli) to the manor of her boyfriend Massimiliano Bernaschi (Guglielmo Pinelli). He snoops around and befriends his wealthy father Giovanni Bernaschi (Fabrizio Gifuni) expecting to get along with him and invest in his investment fund. Dino lies and hires a secured loan of 700 thousand Euros from Giampi (Gigio Alberti) to invest in Bernaschi's speculative fund expecting to have 40% a year in return, and disregards the risks involved. His guarantee is Sarana's house, where he lives with his second wife, the psychologist Roberta (Valeria Golino) that is pregnant, and Serena. Meanwhile, Giovanni's wife Carla Bernaschi (Valeria Bruni Tedeschi) sees an old theater that will be demolished and convinces her husband to buy the building and restore the theater. She invites her former theater Professor Donato Russomanno (Luigi Lo Cascio), who has a crush on her, to be the art director and gets closer to him. Things go awry when Bernaschi's fund flops and loses 90% of its value and the cyclist dies at the hospital. The police inspector finds that Massimiliano's SUV was responsible for the hit-and-run. But who was driving the car? The alcoholic Massimiliano? His girlfriend Serena? Or someone else?

"Il capitale umano" (2013) is a great film by Paolo Virzì with the mystery of who hit-and-run the waiter Fabrizio? The screenplay, divided in four chapters (Dino, Carla, Serena and Human Capital is very well written, with a perfect and concise development. The performances of unknown actors and actresses (Valeria Golino is the exception) are outstanding. The scum Dino Ossola is the representation of the worst in the mankind, a garbage as human being. The mystery of who killed Fabrizio is disclosed in the end. The ironic value of a human life closes this film with golden key. My vote is eight.

Title (Brazil): "Capital Humana" ("Human Capital")

I have always been struck by the sentence in F. Scott Fitzgerald's THE GREAT GATSBY (1925) used to describe Tom and Daisy Buchanan as "destructive" in the sense that they have a lot of money, but that renders then totally indifferent to human suffering, especially that of the eponymous hero.

Through the ingenious of three interlinked stories, each depicting the same incident, Paolo Virzi's film achieved a similar effect. A man is knocked off his bicycle on Christmas Eve by someone driving an SUV; the action leading up to and including that incident over the previous six months is narrated from Dino Ossola's (Fabrizio Bentivoglio) perspective, from that of his daughter Serena (Matilde Gioli) and that of their rich acquaintance's wife Carla (Valeria Bruni Tedeschi). The story is relatively straightforward, involving Carla's husband Giovanni (Fabrizio Gifuni), her son Massimiliano (Guglielmo Pinelli), and a young man wrongfully accused of drug possession who has received psychiatric counseling (Gigio Alberti).

What we learn from the narrative is how Giovanni lives an affluent existence that renders him totally insensible to the sufferings of others. He believes that money can buy anything, even justice. We see him mostly in interior sequences, in a rich-looking house surrounded by guests. Carla believes there is more to life than simply money, but apparently cannot countermand her husband's will. Money produces servility. Massimiliano has the same indifference to others as his father; so long as he has the chance to sleep in his own bed and enjoy driving his new "beast" - the SUV involved in the accident - then his existence is fulfilled.

Morally speaking. Dino's existence is not much better, as he invests €700,000 in one of Giovanni's schemes and loses virtually nine- tenths of his capital. In revenge he tries to blackmail Carla for €900,000 plus a kiss; the fact that this scene takes place in a theater underlines the theme of the film, that these people are merely performing in life, rather than trying to understand its vicissitudes.

In plot-terms, HUMAN CAPITAL can be approached as a murder-mystery, as we are led down various blind alleys until we discover who actually killed the cyclist. In thematic terms, however, the film is far more preoccupied with showing the depths to which people can sink in their attempts to avoid confronting the truth about their existences and live instead in their financial bubbles, both mental as well as tangible.

In the closing moments of this intricate drama, "Human capital" is defined as an insurance industry term, referring to the way damages payouts are calculated upon death, partly dependent on the individual's "emotional bonds". But the phrase more broadly refers to the way that the productivity and creativity of people can be converted into economic value. These definitions tell us everything we need to know about the themes at hand in Paolo Virzì's deconstruction of the Italian upper middle.

Human Capital is Italy's entry for next year's Academy Awards, and it's not hard to see why. It's a handsome, solid, complex, character-driven drama with an already award-winning performance from Valeria Bruni Tedeschi at its centre. She plays Carla Bernaschi, the wife of a businessman on the cusp of ruin. She persuades him to buy her a crumbling theatre – a pet project – as a gift. But it quickly becomes apparent that the theatre isn't economically viable. It'll have to be converted into flats instead.

The film is full of such soul-crushing moments. One needn't look far for metaphors. The various subplots revolve around a car crash (The Crash), and the fallout which threatens to ruin those at the bottom of the social ladder, leaving those at the top untainted. One needn't, also, look far for comparisons: Paul Haggis's award-friendly Crash, and the work of Alejandro Iñárritu, in the way that chronologically concurrent stories are shown one after another.

But Virzì's film is less aggravatingly worthy than the work of Haggis and less laborious than Iñárritu's English-language work. Indeed, the first of four "chapters" plays out with wicked dry humour, as Dino Ossola (Fabrizio Bentivoglio) desperately claws at the deal of a lifetime in order to break into the business elite. He's trying to seduce that wretched husband of Carla's, Giovanni (Fabrizio Gigfuni), but he only recognises the capital, not the humanity. It leaves Carla bereft; searching for meaning and affection. Meanwhile, both the Ossolas and the Bernaschis are bound by their kids. Serena Ossola (Matilde Gioli, resembling a younger Eva Green) knows something about the car crash, and the cost of keeping or revealing the secret is where the real meaning of the film's title will become known.

Virzì's style starts out dead pretty; all fairy tale lighting and wintry wonderlands, mirroring the illusory worlds the wealthy (or would-be-wealthy) inhabit. But as the cost of these characters' decisions become known, the camera leaves the tripod and the style gets grittier. Virzì is clearly aware of the inherent humour and horror in seeing the same events from multiple perspectives. While comedy gives way to tragedy, the twists and turns don't feel manipulative, and ultimately this is a story imbued with hope. In part this is due to the villain of the piece – the apparently heartless Giovanni – never being reduced to a mere monster.

The structure does mean that at times the chronology of events becomes muddled. It's not always completely clear how much time is supposed to have passed between scenes, leading to some false impressions of certain relationships. And, inevitably for such a tightly woven story, narrative contrivance and convenience is never far away. But then, what does one expect from a morality play? And a thoroughly modern one at that. This is an intelligent, accessible film, wise to focus on the most interesting characters in the room: those on the margins; those with most to lose. A fine contender.